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For Your Protection:

NEITHER THIS WEBSITE NOR ITS OWNER IS A LENDER. This website does not constitute a solicitation to lend, and this website does not endorse or charge you for any service or product. Completion of this form does not guarantee that you will be approved for a loan. Only a qualified lender can provide you with information about loan terms specific to your credit profile, the APR of any loan, or the consequences of failing to make a loan payment. Ask a qualified lender for their rates and fees as well as their consequences for missed payments. If you do fail to make your loan payments in accordance to its terms, your lender could: CHARGE YOU FEES FOR LATE PAYMENTS, FORWARD YOUR DELINQUENT ACCOUNT TO A COLLECTION AGENCY OF THEIR CHOOSING, REPORT YOU AND YOUR INFORMATION TO A CONSUMER REPORTING AGENCY, WHICH MIGHT NEGATIVELY AFFECT YOUR CREDIT SCORE. THEY MAY ALSO OFFER TO EXTEND, RENEW OR REFINANCE YOUR LOAN WHICH COULD CAUSE YOU TO BE CHARGED MORE FEES AND ADDITIONAL INTEREST.

Each lender is required to provide you, the consumer, with all costs and expressed as an annual percentage rate of interest (APR). This information will also include the name of the lender, the amount they will finance, and the breakdown of amount financed the financing charges, your payment schedule, and your total number of payments. Your interest rate will vary depending upon which product you select from which lender - Currently this range is usually anywhere from 5.49% up to 1500% APR, but higher rates may apply to your loan. Higher rates apply to short-term loans. No lenders should charge you an upfront fee. Do not agree to any terms if there is an upfront fee. Loan renewal policies are largely governed by state regulatory legislation. The loan renewal options will be presented to you by your lender prior to your acceptance of the loan. Please make sure to diligently read the renewal policy presented to you prior to signing the loan documents.

NOTICE: PLEASE BORROW RESPONSIBLY. A SHORT TERM LOAN SHOULD BE USED FOR SHORT-TERM FINANCIAL NEEDS ONLY, NOT AS A LONG-TERM FINANCIAL SOLUTION. CUSTOMERS WITH CREDIT DIFFICULTIES SHOULD SEEK CREDIT COUNSELING ADVICE OR MEET WITH A NONPROFIT FINANCIAL COUNSELING SERVICE IN THEIR COMMUNITY. AMERICA LOAN SERVICE ONLY REFERS YOU TO LENDERS AND SERVICE PROVIDERS THAT MAY BE WILLING TO FUND YOUR LOAN, NOT NECESSARILY THE LOWEST INTEREST RATE.

The information you submit will be shared with lenders and third parties in an attempt to find a loan for you. Submitting a request does not guarantee that you will be approved for a loan or that you will be approved for the amount you requested. Loan terms will vary, and loans may not be available in all states.

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