Bad Credit Loan Calculator
Last updated June 20th, 2018
Bad Credit Loan Calculator
Struggling with bad credit and need to know what you can afford in your budget
Interest rates are usually higher with bad credit loan providers. Enter the interest rate you think you will be charged and see if a bad credit loan is right for you. Change the loan term and see the interest amount below that will be charged with higher interest rates. Feel free to download this calculator.
Figure out your debt to income and see if you can afford another loan. If your debt to income is over 50%, getting a loan without
security will be very difficult.
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Advertiser Disclosure: This website is an independent, advertising-supported comparison service. The card offers that appear on this site are from companies from which this website receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This website does not include all card companies or all card offers available in the marketplace. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.
NEITHER THIS WEBSITE NOR ITS OWNER IS A LENDER. This website does not constitute a solicitation to lend, and this website does not endorse or charge you for any service or product. Completion of this form does not guarantee that you will be approved for a loan. Only a qualified lender can provide you with information about loan terms specific to your credit profile, the APR of any loan, or the consequences of failing to make a loan payment. Ask a qualified lender for their rates and fees as well as their consequences for missed payments. If you do fail to make your loan payments in accordance to its terms, your lender could: CHARGE YOU FEES FOR LATE PAYMENTS, FORWARD YOUR DELINQUENT ACCOUNT TO A COLLECTION AGENCY OF THEIR CHOOSING, REPORT YOU AND YOUR INFORMATION TO A CONSUMER REPORTING AGENCY, WHICH MIGHT NEGATIVELY AFFECT YOUR CREDIT SCORE. THEY MAY ALSO OFFER TO EXTEND, RENEW OR REFINANCE YOUR LOAN WHICH COULD CAUSE YOU TO BE CHARGED MORE FEES AND ADDITIONAL INTEREST.