Struggling with bad credit and need to know what you can afford in your budget

Interest rates are usually higher with bad credit loan providers. Enter the interest rate you think you will be charged and see if a bad credit loan is right for you. Change the loan term and see the interest amount below that will be charged with higher interest rates. Feel free to download this calculator.

Figure out your debt to income and see if you can afford another loan. If your debt to income is over 50%, getting a loan without security will be very difficult.