Here is a list of bad credit loan providers for the state of New York. Loans range from $500 to $100,000. depending on your credit score and credit history. Finding a bad credit loan in New York state is difficult with the laws imposed in the state. If your credit score is below 620, we suggest trying personalloans.com listed below.

Loan Providers in New York State by Credit Score

This list of online lenders offer unsecured personal loans in New York State with credit scores starting at 620. If your credit score is below 620, your best option is personalloans.com listed below.

Loan Options For Small Business Owners with Bad Credit

Small business loans can be a great option if you have a poor credit score. Many small business loan providers will look at your business income instead of your credit score. Here are a few options for getting a credit line or financing some of your equipment to get the funding you require.

  1. New York Payday Information - New York Payday Information DFS NY GOV acquired June 2018
  2. New York Usury Laws - New York Usury Laws Lexisnexis acquired June 2018
  3. Supreme Court Kills State Usury Laws for Banks and Credit Card Providers - Supreme Court Kills State Usury Laws for Banks and Credit Card Providers