This Privacy Policy is provided to you on behalf of Americaloanservice.com ("Americaloanservice.com" or "We" or "Our"). We operate the website located at Americaloanservice.com, (the "Site"). Through the Site, we operate a customer database (the "Service"), which sorts and distributes contact information to business networks on behalf of individual consumers who have shown an interest in requesting products or services and have affirmatively asked to be contacted by a representative of a product or service business. We utilize third-party vendors, third-party affiliates, and media advertisements to promote our Site to consumers interested in using our Site.

Additionally, we advertise third-party services through referrals and pay-per-click advertisements to which you may be redirected to our website. By using the Americaloanservice.com website, you agree to our use of your PII and Non-PII for these purposes.

Personal Identifiable Information (PII)

By using this Site, it will require you to provide firm 'Personally Identifiable Information'. Your data allows for identification and communication. This information may include, but it is not limited to: your name, date of birth, telephone number, physical address, Social Security number, driver's license number and state, email address, active military information, employment information, information about home ownership, citizenship status, amount of paychecks and frequency, and your banking information.

Americaloanservice.com's Privacy Policy, which is incorporated herein by reference, is applicable to any data supplied through the Site in accordance with the Privacy Policy available at https://americaloanservice.com/blog/privacy-policy. The Privacy Policy sets out your rights and Americaloanservice.com's responsibilities with regard to your personal information. Americaloanservice.com will not use your information in any way inconsistent with the purposes and limitations provided in the Privacy Policy. You agree that Americaloanservice.com, in its sole discretion, may modify the Privacy Policy, and you further agree that, by using the Site after such modifications become effective, you have agreed to these modifications. You acknowledge that if you do not agree to any such modification, you will terminate use of the Site.

SECURITY

Americaloanservice.com utilizes secure technology to protect your personal information. Although Americaloanservice.com has taken reasonable measures to provide for the security of certain information that you submit to the Site, Americaloanservice.com cannot guarantee that this information will not be intercepted or decrypted by others. Americaloanservice.com accepts no responsibility for such interception or decryption. We use 256-bit encryption to protect your information.

SITE USE

Americaloanservice.com is not your agent, nor is it the agent of the issuer of any personal loan, credit card issuer, or any supplier with respect to your decision to obtain a personal loan or another financial offering. Americaloanservice.com may receive compensation for third parties for goods, facilities or services that Americaloanservice.com provides to third parties under separate contact. Such goods, facilities or services may or may not relate in any way to your use of the Site. You agree to any such compensation arrangement whether related in any way to your use of the Site.

How America Loan Service makes Money

Americaloanservice.com is an independent publisher and product/service comparison provider. America Loan Service is compensated when consumers are clicking on links displayed on our website. This compensation may impact when, how, where and in what order the products or services are listed on our site. 

LAW AND VENUE

By your use of this website, you consent to the laws and jurisdiction of the State of California as it relates directly or indirectly to your use of this website. You agree that any legal action brought against us shall be governed by the laws of California, without regard to conflict of law principles. You agree that the sole jurisdiction and venue for any litigation arising from your use of or orders made on the Site shall be ruled by the laws of California. The terms described in these Terms of Use will be governed by and construed in accordance with the laws of California, without regard to conflict of law provisions. Neither your use of our website nor anything herein shall be construed or deemed a waiver, impliedly or otherwise.

MODIFICATION

Americaloanservice.com reserves the right to modify these Terms of Use from time to time. Your use of the Site after such a modification will constitute your acceptance of, and your agreement to, any new or amended terms and conditions.

INDEMNIFICATION

By using the Site, you agree to indemnify and hold Americaloanservice.com, its subsidiaries, affiliates, officers, agents and other partners and employees, harmless from any loss, liability, claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use or attempted use of the Site, including providing a link to another site or uploading any content to the Site.

VIOLATION OF THE TERMS OF USE

By using the Site, you understand and agree that Americaloanservice.com, at its sole discretion and without prior notice, may terminate your access to the Site and to any services offered on the Site, and may remove any content you have provided if Americaloanservice.com believes that such content violates or is inconsistent with these Terms of Use or the Privacy Policy or their intent, that your conduct is disruptive, or you have violated the law or the rights of Americaloanservice.com or another user.

MISCELLANEOUS

All rights not expressly granted are reserved to Americaloanservice.com. The headings used in these Terms of Use are intended for convenience only, and shall not affect the construction and interpretation hereof or thereof. A party's failure to insist upon or enforce strict performance of any provision of the Terms of Use shall not be construed as a waiver of such or any future provision or right. If any provision of these Terms of Use is held to be invalid or unenforceable, such determination shall not affect such provision in any other respect or any other provision of these Terms of Use, which shall remain in full force and effect. These Terms of Use and the Privacy Policy constitute the entire agreement and understanding between the parties with respect to the subject matter contained herein and therein and supersedes and replaces any and all prior written or oral agreements related to the subject matter hereof.

CONTACT INFORMATION and INFORMATION FOR ISPs:

Attention: Gerald Proctor

Mountain View, California

94040

Email Contact: support@americaloanservice.com

Americaloanservice.com understands the importance of protecting consumers' personal information and the proper use of their personal information. It is our policy to not send unsolicited e-mails to consumers and we hope the following information will eliminate any concerns that you may have regarding our practices of consumers' personal information. Americaloanservice.com and its affiliated sites use only an opt-in or opt-out method of obtaining customer information. All personal information from consumers is obtained voluntarily from the consumer. We obtain personal information from third parties that follow the same set of policies.

All e-mail communications sent by us to consumers include information about the origin of the e-mail and include easily identifiable instructions on how consumers can unsubscribe from receiving future e-mail messages from us. Below is an example of e-mail communications sent by us to subscribers.

This e-mail is not sent unsolicited. This is an Americaloanservice.com emailing. Offers are sent to subscribers requesting information only. To be removed from our list contact support@Americaloanservice.com

ACKNOWLEDGEMENT AND AGREEMENT

Americaloanservice.com is not intended for use by individuals under the age of 18 or those who are not legal residents of the United States or Canada. Please take a moment to review the terms of our Privacy Policy. By using the Americaloanservice.com website and participating in any of the Americaloanservice.com services, you agree to accept the terms of this Privacy Policy. If you do not agree to the terms of this Privacy Policy, or if you are not 18 years of age or older and a valid resident of the United States or Canada, please do not use the Americaloanservice.com website or participate in the Americaloanservice.com services.

NOTIFICATION OF CHANGES TO OUR PRIVACY PRACTICES

Americaloanservice.com may update this Privacy Policy to reflect changes to our information practices. We reserve the right to change this Privacy Policy at any time. If we make any material changes to our information practices, we will revise this Policy. You are advised to read and review this Policy each and every time you access our website and/or use any service referred to you by Americaloanservice.com. Your use of the Website constitutes your agreement to the terms of the effective Privacy Policy.

GLB ACT

For purposes of compliance with the Gramm-Leach-Bliley Act, 15 U.S.C. 6802 (the GLB Act), this Privacy Policy shall serve as both your initial customer relationship and annual Privacy Notice as defined under the GLB Act. If you would like to opt-out of the disclosure of your personal information to any third-party for marketing purposes, please visit support@americaloanservice.com, enter your email address and click the submit button, then confirm your entry.

PATRIOT ACT

Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities. While Americaloanservice.com is not a financial institution, lenders we work with are financial institutions. What this means to you: when you submit information to Americaloanservice.com, we will ask for your name, email address and other information that will allow us to identify you. This information will be passed on to the lender that you are matched with on Americaloanservice.com.

OPT-OUT / OPT-IN

Our affiliate(s) and/or third parties may also promote product and service offerings via email, SMS-text message, or telephone to consumers who requested to be contacted. These requests are not affiliated with America loan Service. America loan Service has an online application for consumers searching for information on financial services. We only answer inquiries from the applications that have been submitted. We do not sell or distribute your information in any way, we only answer the questions that are asked and delete all email information from our database. Some inquiries are published on the webpage where the consumer entered our website for information purposes only. All email addresses and your last name if provided, are deleted from the application for your privacy.

To remove a published application from any webpage, go to support@americaloanservice.com and let us know that you wish to have information removed. We are a CAN-SPAM compliant company.

MINORS

Americaloanservice.com does not knowingly collect information from children under the age of 18. No information is knowingly collected from children or used for any purpose whatsoever, including marketing and promotional purposes. If a parent or guardian is made aware that a child under the age of 18 has provided us with personally identifying information through any point of contact, please contact us at support@americaloanservice.com, and we will delete the information about the child referenced from our files.

GENERAL INFORMATION COLLECTION AND USE

Americaloanservice.com collects information through the Site from our prospective and existing customers at several different points on our Site. We do not use contact information to send information about our company and to service existing accounts. Americaloanservice.com does not make any lending decisions and you may decide to connect to third-party providers that may require your personal information.

COOKIES

A cookie is a piece of data stored on the user's hard drive containing information about the user. Usage of a cookie is in no way linked to any personally identifiable information while on our site. If a user rejects the cookie, they may still use our site; however, without cookies, the user may not have access to certain features on our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. All cookies served on the domain, both session and persistent are tied to the Personally Identifiable Information you provide.

Some of our business partners use cookies on our site (for example, advertisers). However, we have no access to or control over these cookies once set on our site.

FOR CALIFORNIA RESIDENTS

On September 27, 2013, A.B. 370 was signed into law, amending the California Online Privacy Protection Act to require operators of commercial websites like Americaloanservice.com to disclose: (1) How Americaloanservice.com responds to "Do Not Track" signals; and (2) Whether third parties collect personally identifiable information (PII) about users when they visit Americaloanservice.com.

Americaloanservice.com does not engage in the collection of personally identifiable information (PII) about an individual consumer's online activities over time and across third-party Web sites or online services. Americaloanservice.com does not honor "do not track" signals. Users who chose to use "do not track" signals will still have access to Americaloanservice.com. Americaloanservice.com does not permit third parties to collect PII about an individual consumer's online activities over time and across different Web sites when a consumer uses Americaloanservice.com.

LINKS

Americaloanservice.com contains links to other sites belonging to third parties. Please be aware that Americaloanservice.com is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by Americaloanservice.com even in cases where we may frame another site with our own. It will be clear at the point of collection who is collecting such information and whose privacy statement governs.

SECURITY

We use a variety of security technologies and procedures to help protect your personal information from unauthorized access, use, or disclosure. For example, we store the personal information you provide on computer systems with limited access, which are located in controlled facilities. When we transmit highly confidential information over the Internet, we protect it through the use of encryption, such as the Secure Socket Layer (SSL) protocol. We use 256-bit encryption to protect your information.

DISCLOSURE

We cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Policy. By way of example (without limiting the foregoing), we may be forced to disclose information to the government or third parties under certain circumstances as required by law, or third parties may unlawfully intercept or access transmissions or private communications.

As Americaloanservice.com grows and develops, we may buy other companies or their assets or we may sell our corporate assets. Customer information is generally one of the business assets involved in such transactions. In the event that Americaloanservice.com or all of its assets are purchased, customer information, including any visitor information collected through the Site, would be one of the transferred assets. For more information see the "Notification of Changes" section of this Privacy Policy.

Finally, Americaloanservice.com reserves the right to disclose member information in special cases when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) Americaloanservice.com's rights or property, other visitors, members, or anyone else that could be harmed by such activities. Americaloanservice.com also reserves the right to disclose visitor or member information when we believe in good faith that the law requires it.

We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our Site.

Privacy Permissions

We collect and combine personally identifiable information ("PII") and non-personally identifiable information ("Non-PII") through various sources, including those discussed herein. We may obtain Information about you from third parties such as credit reports, information about your home and demographic information. When you submit your request for information or quote, you are granting us permission to share your PII and Non-PII, including the contact, credit card inquiry and loan request data you submit with affiliated third parties, including affiliate companies and co-branded partners; you are also granting us permission to be contacted by us or our affiliated third parties, including affiliate companies and co-branded partners. Affiliated third parties include, but are not limited to, banks, credit card companies, commercial lenders, unsecured lenders, secured or titled lenders, and licensed loan brokers, financial service providers (such as mortgage and life insurance agencies), title service companies, debt and credit services companies and auto-finance companies. An "affiliate company" is a company under legal contract with us to fulfill services or is a company owned in whole or in part by us. A "co-branded partner” is a contracted partner with whom we work to provide co-branded services on our website. We do not engage in the collection of PII about an individual consumer’s online activities over time and across third-party Web sites or online services. We do not honor "do not track" signals. Users who chose to use "do not track” signals will still have access to our site. We do not permit third parties to collect PII about an individual consumer's online activities over time and across different Web sites when a consumer uses our site.

SHARING INFORMATION WITH AFFILIATES

When you submit your request for information or quote, you are granting permission to be contacted by our affiliated third parties. We share the contact and loan request data you submit on the Quote Request Form and Americaloanservice.com account number information with affiliated companies such as, but not limited to, banks, credit card providers, commercial lenders and licensed loan brokers to fulfill information requests we receive from you; to provide you with superior service; inform you of product and service opportunities that may be of interest to you; and for other business purposes. We may disclose all of the information we collect, as described above, to the following types of affiliated companies: financial service providers, such as mortgage and life insurance agencies; title service companies; debt & credit services companies; and auto-finance companies. An "affiliate company" is a company under legal contract with Americaloanservice.com to fulfill services or is a company owned in whole or in part by Americaloanservice.com.

DO NOT CONTACT REGISTRY COMPLIANCE

By submitting your personal contact information to Americaloanservice.com, the user hereby grants written permission to Americaloanservice.com and its affiliated sites contact via telephone, mail, and/or email. Further, by completing the Quote Request Form on Americaloanservice.com, you are consenting to receive phone calls or email from its affiliated sites, and its business partners for contact via telephone and email, including but not limited to lenders that may contact you regarding a loan or credit card providers.

FORMER CUSTOMERS

We treat information about our former customers in the same manner as we treat information about our current customers.

CONFIDENTIALITY AND SECURITY

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information against unauthorized access or use.

Maintaining the accuracy of your information is a shared responsibility. We maintain the integrity of the information you provide us and will update your records when you notify us of a change. Please contact us at the email listed below with information concerning your changes.

CORRECT / UPDATE INFORMATION

If you would like to verify any data that we have received from you make any corrections or disable the use of your personal information, contact us at support@Americaloanservice.com

CONTACT INFORMATION:

Attention: Gerald Proctor

Mountain View,

California

94040

support@americaloanservice.com

Americaloanservice.com understands the importance of protecting consumers' personal information and the proper use of their personal information. It is our policy to never send emails to consumers and we hope the following information will eliminate any concerns that your company may have regarding our practices with respect to consumers' personal information. In some instances, Americaloanservice.com will enter into a Privacy Policy with a third-party website to allow consumers to opt-in to our marketing program on those third-party websites. When this occurs we make certain that the third-party websites represent and warrant to us that the consumer data was collected voluntarily by consumer registration and/or co-registration. We also require that the third-party websites have a right under any applicable privacy policy to transfer the consumer data to us and that Americaloanservice.com has the right to send marketing offers to the consumer. We hope this information satisfies any questions or concerns you may have as an ISP regarding our email practices. If you have additional questions or wish to discuss the matter further, please contact us at support@americaloanservice.com.

In addition to using cookies and related technologies as described above, we also may permit certain third-party companies to help us with advertising that we think may be interesting to users and to collect and use other data about user activities on our Sites and/or Services (e.g., to allow them to design ads on third-party services). These companies may deliver ads that might also place cookies and otherwise track user behavior. We use Google Analytics’ 3rd-party audience data such as age, gender and interests to better understanding the behavior of our customers and work with companies that collect information about your online activities to provide advertising targeted to suit your interests and preferences. For example, you may see certain ads on this website or other websites because we contract with Google and other similar companies to target our ads based on information we or they have collected, including information that was collected through automated means (such as cookies and web beacons). These companies also use automated technologies to collect information when you click on our ads, which helps track and manage the effectiveness of our marketing efforts. You may opt out of the automated collection of information by third-party ad networks for the purpose of delivering advertisements tailored to your interests, by editing your Google Display Network ads’ preferences at http://www.google.com/ads/preferences/. For further information regarding the privacy practices of our advertisement provider, please visit http://www.google.com/privacypolicy.html We collect and retain information about you to communicate with you, to process your requests for products and services, and to inform you about other financial services that may be of interest to you through our Site. The examples in this Privacy Policy are illustrative only and are not intended to be exclusive.

Customer Notice:

Personal loans on this Site generally range from $100 to $100,000. Any consumer-facing debt and credit difficulties should seek out debt and credit advisory help. You will not be charged any fees to use Americaloanservice.com's services. Federal and state laws cover certain types of lenders and loans. Consumers are encouraged to research laws that may be applicable to personal loans, and to ask their lenders for more information.

Legal Disclaimer:

Americaloanservice.com's Terms of Use and the Americaloanservice.com Privacy Policy apply to the use of this website and its services. Americaloanservice.com specific lender will apply to any loan or credit card a borrower takes out. Any display of APR, loan amounts, interest or other loan details are only estimations. In reality, these amounts will vary by lender and by the borrower. Lending decisions are based on many factors, including but not limited to credit history, employment history, and loan repayment history. Please note that lenders and credit card providers may perform credit checks as part of their credit transaction approval process. You are under no obligation to use Americaloanservice.com's service to initiate contact or request for a credit card service or any loan product with any service provider or lender. The lender you match with may not offer the best possible terms and borrowers should always compare all available options before making any decisions.

Availability:

Residents of some states may not be eligible for a personal loan based on lender requirements. Our company does not guarantee that completing an inquiry form will result in you being matched with a service provider or lender, being offered a loan or credit card product with satisfactory rates or terms, nor receiving a loan or credit card from a service provider or lender.

Dispute Resolution

Any controversy or claim arising out of or relating to the use of website, to the goods or services provided by Americaloanservice.com, or to any acts or omission for which you may contend Americaloanservice.com is liable, including but not limited to any controversy or claim as to arbitrability ("Dispute"), will be settled finally and exclusively by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association in effect at that time. The arbitration will be conducted in Mountain View, California and judgment on the arbitration award may be entered into any court of competent jurisdiction in Mountain View, California. No arbitrator shall have the power to award damages in connection with any Dispute in excess of actual compensatory damages and shall not multiply actual damages or award consequential, punitive or exemplary damages, and each party irrevocably waives any claim thereto. The agreement to arbitrate shall not be construed as an agreement to the joinder or consolidation of arbitration under this agreement with arbitration of disputes or claims of any non-party, regardless of the nature of the issues of disputes involved.

THESE TERMS PROVIDE THAT ALL DISPUTES BETWEEN YOU AND AMERICALOANSERVICE.COM WILL BE RESOLVED BY BINDING ARBITRATION. THUS, YOU GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT A JUDGE OR JURY. By using Americaloanservice.com's service, you consent to these restrictions.

In the event the arbitration provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit between you and Americaloanservice.com, you agree that jurisdiction over and venue of any suit shall be exclusively in the state and federal courts sitting in. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the services must be filed within one (1) year after such claim or cause of action arose or be forever barred.

CELL PHONE USE

By providing a cell phone number, you are agreeing to receive promotions from us and our partners on your mobile phone. We do not charge you to participate in this program. Under no circumstances will we be responsible for fees that your wireless carrier or other third parties may charge you for use of the Service.