America Loan Service owns and operates the website Americaloanservice.com, ("Americaloanservice.com" or "we" or "our"), referred as well as (the "Site"). Americaloanservice.com provides and maintains this Site for your information, conditioned on your acceptance, without modification, of the terms, conditions, and notices contained in these Terms of Use. By accessing and using the Site, you accept and agree, without limitation, to the following:

PRODUCTS AND SERVICES

You understand and agree that Americaloanservice.com is not a lender and is not the creditor for or issuer of the products featured on the Site. Any products or services advertised on this site or made available to you after you receive a financial product from an issuer are by and remain the sole responsibility of the respective product vendors and service providers.

LOAN REQUEST ACCEPTANCE POLICY

Your receipt of electronic or other forms of order confirmation does not signify any acceptance of your loan request, nor does it constitute confirmation of any offer to fund. The prospective lenders from this Site reserve the right at any time after receipt of your loan request to accept or decline your loan request for any reason. The lenders may require additional verification or information before accepting any loan request. Americaloanservice.com is not responsible for requests that cannot be funded or unsuccessful funding requests arising from an individual's ineligibility to qualify for the funding opportunity.

INCOME VERIFICATION

Requesting a personal loan through Americaloanservice.com will require you to submit your personal information to prospective lenders. The information you provide is required to prepare a proper loan. Some lenders may require that you be able to verify your income before they offer you a loan. By submitting your income information to the lenders on this Site, you promise that it is completely accurate information. While we will not require any information directly, you agree that lenders with whom Americaloanservice.com works may need to verify your stated income by requesting proof of income, such as copies of pay stubs or bank statements. You further agree that such a proof of income may be a necessary step in receiving a personal loan. You are not required to disclose alimony, child support or separate maintenance income to providers on this Site.

INDEMNIFICATION

By using the Site, you agree to indemnify and hold Americaloanservice.com, its subsidiaries, affiliates, officers, agents and other partners and employees, harmless from any loss, liability, claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use or attempted use of the Site, including providing a link to another site or uploading any content to the Site.

THIRD PARTY CONTENT

The Site may contain links to sites maintained by third-parties. Americaloanservice.com is not responsible for the content or privacy policies of those sites, and the existence of such links should not be considered an endorsement or recommendation of those sites or of any product or service offered on those sites or of any party that is associated with those sites.

Personal Loan Connection Service

Americaloanservice.com's loan connection service unites consumers with lenders participating in our network of personal loan lenders ("prospective lenders"). To use this connection service, you complete online request form forms that will ask specific information from you, including, but not limited to: Your name, address, employment information, telephone number, social security number, banking account information and an email address.

Americaloanservice.com's collection and use of this information is subject to this site's Privacy Policy. In order to use this website or the services offered by this website, you must agree to the separate terms and conditions set forth in the  Privacy Policy, which is incorporated herein by reference.

Once a consumer submits their request form to Americaloanservice.com, we share your information with one or more prospective lenders and/or service providers. By submitting the request form, you understand and agree that you are submitting an inquiry about a loan product to Americaloanservice.com and each of the prospective lenders to whom Americaloanservice.com transmits your loan request. By submitting the request form, you are extending an express invitation to Americaloanservice.com and each of the prospective lenders with whom your information is shared to contact you by any means (including, without limitation, email, telephone, SMS text and direct mail) so that they may assist you with your transaction or provide information to you about additional offers in which you may be interested.

Prospective lenders who receive your request for information from Americaloanservice.com review your information in real-time to determine whether your information meets the lender's loan qualification criteria. Prospective lenders may, among other things, verify your social security number, perform a credit check with Experian, TransUnion, and Equifax, and/or review your information against national databases such as Teletrack, DataX or DP Bureau that tracks consumer transactions with lending institutions. By submitting the request form forms, you agree to allow prospective lenders to review, verify, and research your information in such manner.

If a prospective lender determines that your request form meets its loan qualification criteria, Americaloanservice.com web site will open a new web page identifying the lender's name or names and contact information of the lender, or redirect your browser to the lender's web site. You understand and agree that, once you have been redirected to the lender's website, Americaloanservice.com has no further involvement in the loan request form and never has involvement in the approval process. Your subsequent interactions with the lender are subject to the lender’s privacy policy, terms of use, and other policies or terms.

CREDIT CHECK - FCRA COMPLIANCE

By submitting your information to the providers on this Site, you grant written consent under the Fair Credit Reporting Act to americaloanservice.com and its lenders and/or affiliated third parties to obtain information Credit Bureau's associated with your inquiry. While the "soft pull" they may initiate will not affect your credit score, please note that credit inquiries by selected lenders and affiliates will likely impact your credit score.

License to Use Website

You can view, download for caching purposes only, print pages, files and other content from the website and materials used on Americaloanservice.com. You cannot republish this website in any fashion including republishing on another website without permission from America loan service.

INCOME VERIFICATION

Requesting loan services through Americaloanservice.com will require you to submit information about your personal income to the provider listed on the Site. The information you provide is required to prepare a proper loan. Some lenders may require that you be able to verify your income before they offer you a loan. By submitting your income information to the lenders on this Site, you promise that it is completely accurate information. While Americaloanservice.com will not require any information directly, you agree that lenders with whom Americaloanservice.com works may need to verify your stated income by requesting proof of income, such as copies of pay stubs or bank statements. You further agree that such a proof of income may be a necessary step in receiving a personal loan.

RESTRICTIONS

You must be 18 years or older and be a legal resident of the United States to submit a loan request. You agree not to use this Site or any content contained in it for any illegal or inappropriate activities.

COMPLIANCE WITH LAWS

You agree to comply with all applicable laws, statutes, ordinances, and regulations regarding your use of the Site and your purchase of products or services through the Site's third-party affiliates. Americaloanservice.com may, in its sole discretion, report actual or perceived violations of law-to-law enforcement or appropriate authorities. If Americaloanservice.com becomes aware, through a complaint or otherwise, of any potential or suspected violation of these Terms of Use or of its privacy policy ("Privacy Policy"), Americaloanservice.com may (but is not obligated to) conduct an investigation to determine the nature and extent of the suspected violation and the appropriate enforcement action, during which investigation Americaloanservice.com may suspend services to any customer being investigated and/or remove any material from Americaloanservice.com's servers. You agree to cooperate fully with any such investigation. You acknowledge that violations of the Terms of Use or the Privacy Policy could be subject to criminal or civil penalties.

INTELLECTUAL PROPERTY

The trademarks, titles, characters, trade names, graphics, designs and other properties, including all text, software, and images appearing on this site are protected intellectual properties owned by Americaloanservice.com or third parties who have authorized the use of such properties on the Site.

Americaloanservice.com grants you permission to view and make copies of documents, pages, images or other materials or content on this Site for the purposes of obtaining a loan. Americaloanservice.com reserves all other rights in this Site and its contents. You may not distribute, display, transmit or disseminate any such documents, pages, images, materials or content without the prior written consent of Americaloanservice.com. Except as expressly provided on this Site, nothing contained on this Site shall be construed as conferring any right or license under any trademark, copyright or other intellectual property rights.

LIMITATION OF LIABILITY AND DISCLAIMER OF WARRANTIES

Americaloanservice.com uses reasonable efforts to ensure that the information on this Site is accurate, but cannot guarantee such accuracy. Americaloanservice.com makes no representations regarding the use or results of any content on the Site as to its accuracy, reliability or any other matter.

NEITHER AMERICALOANSERVICE.COM NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. EVERYTHING ON THIS SITE IS PROVIDED "AS IS" AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PURPOSE OR NON-INFRINGEMENT. THESE EXCLUSIONS AND LIMITATIONS ARE APPLIED TO THE FULLEST EXTENT PERMITTED BY LAW.

THIRD PARTY CONTENT

The Site contains links to sites maintained by third parties. Americaloanservice.com is not responsible for the content or privacy policies of those sites, and the existence of such links should not be considered an endorsement or recommendation of those sites or of any product or service offered on those sites or of any party that is associated with those sites.

The Terms constitute the entire agreement between you and Americaloanservice.com. These Terms shall be governed by the laws of Mountain View, California without regard to its conflict of law provisions. If any part of these Terms is determined unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid and enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms shall remain in effect. Any failure by Americaloanservice.com to exercise or enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. Americaloanservice.com may amend these Terms at any time by posting the amended terms on its website. All amended terms are automatically effective immediately, upon posting.