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Amarilis Needs A Personal Loan For $70000 Fast

Amarilis, a resident of Columbus, Ohio has credit cards with full balances. Amarilis owes over $20,000 on his Norwegian Cruise Line World MasterCard Credit Card and Kansas City Zoo Visa Credit Card alone, and now wants a personal loan of $70000 to clear up all of this debt. Amarilis's main credit card is Five Star Bank Visa Business Card, and they've got $23,000 on it as of December 20, 2011. The only practical way that Amarilis can repay his Five Star Bank Visa Business Card is with debt consolidation.

Amarilis started his career as an accountant and now is a chief financial officer in Columbus, Ohio. Amarilis accumulated $27,000 in credit card debt on their Five Star Bank Visa Business Card. The APR on this Five Star Bank Visa Business Card was 21%, much more than a traditional loan. Here are a few options for debt consolidation loans.

Debt Consolidation Loan

Amarilis attempted to obtain $113,000.00 for a down payment and was accepted with a co-signer

Principle of LoanLength of Term (Years)Interest Rate (APR)Monthly Installment PaymentLending Institution
$113420.00 7 10.4% $1906.43 Northwest Ohio Bank
$112590.00 10 9.6% $1463.06 The Freeport State Bank
$112510.00 11 11.2% $1486.08 The Commercial and Savings Bank Company
$113300.00 11 10.8% $1470.27 The Apple Creek Banking Company

Amarilis has a personal loan from years ago of $27,000 from The Freeport State Bank

Starting Interest Rate (APR)Remaining principleLender nameLender cityLender StateLoan Obtained
8.5% APR $21868.92 outstanding The Vinton Banking Company Vinton Ohio 32 months ago
11.1% APR $20971.51 outstanding The Ohio Valley Bank Company Gallipolis Ohio 33 months ago
10.0% APR $21263.3 outstanding The Citizens Bank Fredericksburg Ohio 30 months ago
8.6% APR $20742.45 outstanding The Peoples Bank Gambier Ohio 33 months ago

Amarilis had other choices like The Peoples Bank, an option which may have been worth considering. This other choice had an interest rate of approximately 8.6% and Amarilis would still owe $20742.45 to her lender

Personal loan for $70000 - Columbus, Ohio

Applying for financing often alters clients credit scores. Once accepted, people undergo alterations to their credit. Amarilis experienced many changes to their credit over the course of the acceptance of this $70000 personal loan. Amarilis had an initial credit score of 706.

  • When it comes to Fico, Amarilis possessed an initial credit score of 706, and so Amarilis has a good credit score
  • On the Transunion system, Amarilis had a 690 credit score, a good credit score
  • On the Experian system, Amarilis had a 722 credit score, a good credit rating

Amarilis found this personal loan from Buckeye National Bank, an institution of lending from Ohio

  • Buckeye National Bank
  • Street Address: 36 East Gay Street
  • Branch city: Columbus
  • Branch state: Ohio
  • Branch zip code: 43215
  • Branch County: Franklin

Calculated with the Fico scale, Amarilis has a good credit score of 506

Fico Score: 706

Amarilis had a Transunion score of 690, which is regarded as good credit

Transunion Score: 690

Amarilis has an Experian score of 722. This is a good credit rating. If your rating is good like Amarilis, it will not affect your chances of obtaining a loan

Experian Score: 722

Amarilis had a reduction in their credit as an obvious result of this personal loan

Applying for capital several times within a small amount of time will alter a person's credit score. In the case of Amarilis.

Amarillis comment after meeting Buckeye National Bank at 36 East Gay Street: The bank provided the financing I was looking for at 5.99%. The interest rate was set based primarily on my Experian credit rating. The loan amount was $70000 as requested.

Starting Inquiry From Amarilis For This Personal Loan

I'm looking for a personal loan in the amount of $70,000. Can you recommend a few online lenders in Ohio?

Client Data: Amarilis
  • Client name: Amarilis 
  • County: Franklin
  • Home State: Ohio
  • Current zip code: 43217
  • Current income: Undisclosed
  • Profession: chief financial officer
  • Credit Card Debt: $3000 on their Five Star Bank Visa Business Card

If You Are Now Searching For debt consolidation In Columbus, Ohio, Stress, and anxiety is normal. Regardless of your financial position, it is hard to work through consolidation. If you are struggling with your credit score, try working with Novita before you apply so you can save money on interest expenses. 

embers of Ohio ought to provide more funding to students, providing them with an effective start in life.

While the articles described are real, the names and some locations have been changed for privacy. America Loan Service would value your comments regarding our work. Please do not give this website your last name and try to keep the information in your private information quite general. It is the overall subject that everyone relate with and we appreciate your comments. When you send your story, they will be reviewed within 24 hours and you will be notified if they are published.

Related Posts

  1. 1) Ramelle Has A Transunion Score Of 508, And Gets $123000 From Omnibank Aurora
  2. 2) Candi Has A Fico Score Of 514, And Gets $6000 From The First National Bank Of Spearville
  3. 3) Kenia Has A Fico Score Of 586, And Gets $86000 From The Bank Of Fruitland
  4. 4) Fair Credit Applicant Dayshaun Gets Personal Loan For $120000
  5. 5) Alijah Has An Experian Score Of 461, And Gets $196000 From Bank Of Commerce

Past Applications

Application from: Aja

City: Stone Mountain
State: Georgia
Credit Rating (FICO): 490
Profession: Call Center Agent
Amount Requested: $1500
Age: Age not given
Current Debt: 9000
Yearly Income: 26400
Zip Code: 30083

Message:

Hi Aja,

With a Fico score of 490 and debt of $9,000.00, we will forward your information onto the lender we feel best suits your requirements. They will contact you directly via email if they are able to help you based on the criteria you have provided. America Loan Service is not a lender. America Loan Service has no influence on the lenders decisions and the financial relationship will be between you and the institution providing the loan. Wishing you success in finding what you are looking for. Regards, America Loan Service team

Reply to: Aja

Application from: Leann**

City: Ore City
State: TX
Credit Rating (FICO): 522
Profession: Profession not given
Amount Requested: $600
Age: 34
Current Debt: 600
Yearly Income: Income Not Specified
Zip Code: 75683

Message:

Help please

Hi Leann,

Really difficult to make a recommendation without knowing your annual income. We will email you what we can with the information provided. America Loan Service is not a lender. America Loan Service has no influence on the lenders decisions and the financial relationship will be between you and the institution providing the loan. Wishing you success in finding what you are looking for. Regards, America Loan Service team

Reply to: Leann**

Application from: Tre H**

City: dayton
State: ohio
Credit Rating (FICO): 498
Profession: forklift driver
Amount Requested: $2500
Age: 24
Current Debt: 2600
Yearly Income: 27000
Zip Code: 45405

Message:you guys are like my last hope for help. please i need help. thank you >Hi Tre, We sent you a possible lender that fits your credit score and annual income. Hope this works for you.

Reply to: Tre H**

Application from: Allen

City: allentown
State: PA
Credit Rating (FICO): 561
Profession: Profession not given
Amount Requested: $3200
Age: Age not given
Current Debt: 1500.00
Yearly Income: 19500
Zip Code: 18103

Message:

Hi Allen,

Your request for college tuition was forwarded on to the lender that we thought best suited your financial requirement, average Fico score and limited debt position. ALS has no influence on what our lenders provide. We can only forward your information on to them and they will contact you directly. The ALS Team.

Reply to: Allen

Application from: David

City: Olympia
State: Washington
Credit Rating (FICO): 490
Profession: Profession not given
Amount Requested: $4000
Age: Age not given
Current Debt: 20000
Yearly Income: 43800
Zip Code: 98516

Message:

We will forward this on for you, good Luck. We have a very good lender that fits the amount of capital you require. America Loan Service is not a lender. America Loan Service has no influence on the lenders decisions and the financial relationship will be between you and the institution providing the loan. We will forward your information onto the lender we feel best suits your requirements. They will contact you directly via email if they are able to help you based on the criteria you have provided. Wishing you success in finding what you are looking for. Best wishes America Loan Service team

Reply to: David

Application from: Kimberly Ramirez

City: Monticello
State: Kentucky
Credit Rating (FICO): 675
Profession: Customer Service Representative
Amount Requested: $70000
Age: Age not given
Current Debt:
Yearly Income: Income Not Specified
Zip Code: 42633

Message:

Reply to: Kimberly Ramirez

Application from: Kartik

City: Alliance
State: Nebraska
Credit Rating (FICO): 791
Profession: hydraulic engineer
Amount Requested: $12000
Age: 49
Current Debt: 68,000
Yearly Income: 78,000
Zip Code: 69301

Message:

Hi , my name is Kartik and I want $12000 for overdue vehicle payments. my credit score is 791 : an excellent rating , I think

Reply to: Kartik

Application from: Harold*

City: pineville
State: Louisiana
Credit Rating (FICO): 522
Profession: Profession not given
Amount Requested: $2000
Age: Age not given
Current Debt:
Yearly Income: 30000
Zip Code: 71360

Message:>Hi Harold, Your credit score of 522 will limit your ability to get a standard personal loan. We do have a few lenders that will work with people with bad credit but you need to be aware that the interest rates will be very high. We will email you lender information. Working on your credit score is the most important thing you can do now so that you are able to get a loan without high interest rates. good luck

Reply to: Harold*

Application from: Jason

City: San antonio
State: Texas
Credit Rating (FICO): 704
Profession: Plumber
Amount Requested: $70000
Age: 25
Current Debt: 70,000
Yearly Income: Income Not Specified
Zip Code: 78218

Message:

I make the money to pay my debt on time but I’d like to have only one payment instead of 4 different payments with interest on each one

Reply to: Jason

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