Last updated October 23rd, 2018
Recommended for: Anyone who keeps getting declined for loans, regularly misses loan payments, or wants to save more money.
Managing your money is hard. Novita shows you how to save more, spend less, and build credit yourself. If you need a loan but keep getting declined, Novita can help you to get your finances back on track.
What do you do to improve my credit score?
Novita monitors and learns your spending behavior, then guides you to make better decisions with your money. They then show you how to use that extra cash to build your credit and save for a better future.
How much does it cost?
It will cost $7.00 per month when it becomes available in early October, 2018
What's good about Novita?
Use Novita if you've been declined for several loan applications, regularly miss your loan payments, or have a credit score below 600.
If you want to improve your credit but can't afford credit repair, Novita is an excellent alternative to help you improve your score yourself. The only way to maintain great credit is to understand how it works - Novita guides you to help you improve and maintain your score.
What's bad about Novita?
If you already have great credit (>700), save over 10% of your net income, and invest regularly, Novita is not for you.
They are focused on helping individuals who struggle financially, have bad credit and zero or negative savings. If you're doing great financially, you don't need Novita.
|Loan Amounts||Novita isn't a lender, they help you manage your finances.|
|Required Credit Score||Any Credit Score can Sign Up|
Novita is a financial management app designed to help people with bad credit or high debts to improve their finances.
When most people think of managing their finances, they think it’s either boring or stressful. We get it. Novita is trying to change that.
You start by creating your Hero. Your hero will represent you as you complete tasks in Novita. As your financial capabilities grow stronger, so will your hero.
How well you’re doing at the moment is measured by your financial health. When you first sign up, you’ll be given a financial health score. As you complete actions in Novita and in the real world, you’ll gain experience and improve your financial health.
If your health score is high, your real-world finances are probably doing great.
To make managing your money less boring, Novita is quest-driven. You don’t need to study up on personal finance or learn to budget - quests show you what you need to do and how to do it. As you complete quests, you’ll earn experience points. These points represent real-world financial improvements. Experience points can be earned from paying your bills on time, setting up and maintaining a good budget, managing your transactions, and more.
Novita uses proven methods to help you manage your finances, but makes them more fun, easier to use, and less stressful.
Link your bank accounts, verify and categorize your transactions into a budget, and get help sticking to it. Payment reminders and repayment assistance will help you to build and maintain your credit score, even when you’re having troubles making your payments.
If your credit score is lower than you’d like and you struggle to make your monthly payments, you need a financial management app that’s been built with you in mind. Expensive credit repair isn’t the answer - you can improve your finances and build your credit yourself, and we can help.
For this month only, join our Facebook group for a completely FREE subscription to Novita as a thank you for joining our early release. Use coupon code 9OY41Zph for your discount.Anchor