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Americaloanservice.com does not endorse or recommend the products of any lender. Americaloanservice.com is not an agent of any prospective lender. Americaloanservice.com is not involved with the lender's use or review of your application information or in making a determination about whether you meet a lender's loan qualification criteria. Only your lender can provide you with the information about your specific loan terms and APR and the implications for non-payment of your loan. Ask your lender for their current rates and charges and their policies for non-payment. If you do not pay your loan according to its terms, your lender may: CHARGE YOU LATE FEES, SEND YOUR ACCOUNT TO A COLLECTION AGENCY, THEY COULD REPORT YOUR INFORMATION TO A CONSUMER REPORTING AGENCY WHICH MAY NEGATIVELY AFFECT YOUR CREDIT SCORE OR THEY MAY OFFER TO RENEW, EXTEND OR REFINANCE YOUR LOAN WHICH MAY CAUSE YOU TO INCUR ADDITIONAL FEES, CHARGES, AND INTEREST. Actual loan amounts, terms and interest rates may vary by state and by the lender. This website does not constitute an offer or solicitation to lend. This website simply connects you with an appropriate lender or lending network based on your request. Cash transfer times may vary between lenders and in some circumstances faxing is required. The lender is solely responsible for its services to you, and you agree that Americaloanservice.com shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the loan connection service. You understand that prospective lenders may keep your application information, whether or not you are qualified for a loan with them. Some prospective lenders WILL perform credit checks with the three major credit reporting bureaus: Experian, TransUnion, and Equifax. The third party lender that you select will inform you if they are performing credit checks with the major credit bureaus. Some prospective lenders may NOT perform credit checks with the three major credit reporting bureaus: Experian, TransUnion, and Equifax. However, credit checks or consumer reports through alternative providers may be obtained by some lenders to complete the loan request process. The information you submit will be shared with lenders and third parties in an attempt to find a loan for you. Submitting a request does not guarantee that you will be approved for a loan or that you will be approved for the amount you requested. Loan terms will vary, and loans may not be available in all states.
For Your Protection:
Each lender is required to provide you, the consumer, with all costs and expressed as an annual percentage rate of interest (APR). This information will also include the name of the lender, the amount they will finance, and the breakdown of the amount financed the financing charges, your payment schedule, and your total number of payments. Your interest rate will vary depending upon which product you select from which lender - Currently this range is usually anywhere from 5.49% up to 1500% APR. Higher rates apply to short-term loans. No lenders should charge you an upfront fee. Do not agree to any terms if there is an upfront fee. Loan renewal policies are largely governed by state regulatory legislation. The loan renewal options will be presented to you by your lender prior to your acceptance of the loan. Please make sure to diligently read the renewal policy presented to you prior to signing the loan documents